SERVICES
Medicare Health
Insurance
Estate Planning
Long Term
Care Protection
Financial Security
Life Insurance
And more!
Medicare Health
Insurance
Wide range of coverage
Medicare helps cover a significant portion of healthcare costs, including inpatient hospital care, doctor's visits, outpatient care, preventive services, and prescription drugs. This helps to protect beneficiaries from high medical expenses.
Are You Missing Out on a Better Medicare Plan That Covers All Your Doctors?
Choice of providers
You generally have the flexibility to choose any doctor, hospital, or other healthcare provider in the United States that accepts Medicare. This can be particularly important for individuals who wish to maintain established relationships with their doctors or seek specialized care.
Long Term Care Protection
Is Your Retirement Plan Fully Protected Against the Rising Cost
of Care?
There is a 70% chance that you will need LTC at some point
Bottom line is this care is expensive and is not covered under Medicare, now this is the leading cause for Bankruptcy for Retirees.
There are affordable solutions for many people to fit into their retirement planning
You can rely on your family to take care of you. You can spend down your assets to pay for this care. Or you can plan ahead to avoid burdening your family or spending down your assets.
Life Insurance
How Vulnerable Is Your Family's Financial Future Without Life Insurance?
There are 4 Main reasons someone purchases Life Insurance Protection
To cover Funeral expenses/Final Expenses
Income Replacement for their spouse
To leave money behind to Family/loved ones/ charity as a gift
Debt coverage, like a home mortgage
Life Insurance allows you to leave a tax free benefit behind that avoids Probate and goes directly to your beneficiary
There are a lot of different types of life Insurance and it is important you choose the right one for your specific goals.
Estate Planning Services
Do you know, with absolute certainty, exactly who will inherit your hard-earned money and assets if you don't have an estate plan in place?
Wills and Trusts help ensure your assets go directly to who you want them to go.
We recommend everyone has a Will and a Trust and can point you in the right direction to make sure this is taken care of if this is something that fits into your Retirement Planning.
Granting your control and peace of mind.
Proper planning can use trusts and other strategies to legally reduce or eliminate estate, gift, and income taxes, maximizing the wealth passed to your heirs
Financial Security
Is your financial plan strong enough to guarantee your independence, dignity, and peace of mind throughout your entire life, no matter how long you live?
There are 4 main concerns Retirees have when it comes to their Retirement Income and Savings:
Outliving their money
Safety from the market ups and downs
Access - being able to get to their money when they need it
Growth/ Keeping up with inflation
We take a holistic approach to your planning.
To achieve Peace of Mind during Retirement it is recommended Retirees Establish a Budget, Diversify Income Streams, Plan for Health and Long Term Care Costs, Develop an Estate Plan.
